Credit Direct Finance 

Credit Direct Finance 

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Be at ease, we’ve got you covered.

How to get a Personal Loan

Follow the steps below 

For convenience and peace of mind.

  • Our personal loans are up to 5 Million Naira


  • Quick personal loans without collaterals.


    • Quick emergency loans without guarantors.


      • Up to 18 Months repayment plan with good interest rates.

      What do you need to get a personal loan?

      Our eligibility checker allows you to determine whether you check all our boxes. It takes around 2 minutes and it won’t harm your credit rating.

      To be eligible you must…

      • Live and or work in Nigeria


      • Be between 22 and 55 years old.


      • Must have a good and satisfactory credit history within the last 12 months.


      • Must have received salary for a minimum of 6 months.


      • Must have received a salary for a minimum of 6 months


      • Must run an account (Current or Savings) with a commercial Bank in Nigeria.


      • Must have a minimum net salary income of N50,000.


      • Posses a Valid and Verifiable means of Identification ID – Int’l Passport, Voter’s card, Driver’s License, BVN OR NIN.


      • Must have a Debit card activated for online transactions.


      • Must have a salary bank statement for the last 3 months (must be stamped by the bank).
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